Joshua Tomeoni, CFP®, ChFC®, CLU®, RICP®
About Joshua Tomeoni, CFP®, ChFC®, CLU®, RICP®
Fiduciary Financial Planner | Author | Podcast Host
My journey into financial planning started long before I earned the certifications behind my name. It began with values I learned from my father, who started in financial services in 1970. For nearly fifty years, he helped families protect their futures and build real security. I was fortunate to learn firsthand by helping run—and later sell—our family’s mortgage and financial planning business in 2010, right after the economic meltdown. That experience taught me a lesson most people never hear: many so-called “financial advisors” retire broke—or never retire at all.
Why? Because this industry is full of salespeople and brokers who may not be required to put their clients first.
I chose a different path.
Today, I hold the Certified Financial Planner™ (CFP®) designation—one of the most respected certifications in the field. As a fiduciary, I am legally and ethically required to put your interests ahead of mine. Unlike most advisors, brokers, or insurance agents, I am held to this fiduciary standard.
Over the past twenty years, I’ve invested thousands of hours in advanced training, earning additional designations like ChFC®, CLU®, and RICP®. But what matters most is the real-world experience guiding successful men through some of life’s biggest transitions—especially divorce.
As a divorced dad myself, I understand exactly how it feels when the life you planned takes a turn you didn’t expect. That’s why I believe financial advice should be personal, practical, and built on trust.
I’m also the author of two books—The Gospel of an Ex-Derelict: Fight. Fail. Rebuild. and The 5 Traps Men Face in Divorce…and How to Triumph Over Them!—and I host The Derelict Podcast. I’m a proud father of three amazing kids, and when I’m not working, you’ll usually find me traveling, exploring, or spending time with the people I love most.
Just like you’d trust your health to a qualified doctor, your finances deserve guidance from a properly credentialed fiduciary.
If you’re ready to take control of your money and your life—and build the best possible 2.0 version of you—reach out. I’d be honored to help you create what’s next.